AML compliance at settlement speed
Forensic source of funds analysis on every buyer, a generated AML/CTF program, and ongoing compliance — without adding a single day to your settlement timeline.
No net cost to your firm
Source of funds and KYC checks are passed to the buyer at settlement as a standard disbursement — alongside search and transfer fees. A practice running 200 settlements a year at a $69 average disbursement recovers roughly $13,800 a year — several times what the subscription costs.
Conveyancers sit at the centre of every Tranche 2 obligation
A bad settlement day costs more than an AUSTRAC breach. Forensic tie-out catches discrepancies and lump sums before settlement — protecting the deal, not just the audit trail.
Trust account monitoring is a separate obligation to track. It's documented inside your AML/CTF program, alongside your existing trust accounting conditions — not a second system.
Overseas buyers already mean FIRB paperwork — now AML too. Geographic risk is rated automatically and EDD procedures are included in your program, alongside the foreign-purchaser checks you already run.
Every obligation covered, from program to settlement
Firm-level documentation and matter-level checks, in one workflow.
- Part A & Part B program, tailored to conveyancing
- Source of funds analysis — mathematical tie-out, exportable artefact PDF
- Lump-sum flagging at the $10,000 reporting threshold
- PDF metadata audit for edited statements
- Geographic risk rating for overseas purchasers
- Trust account monitoring documented in your program
- Government-record identity matching and automatic AML/PEP screening
- Every client, source of funds check, and reporting obligation grouped by settlement
Trusted by Australian conveyancing practices
We spent weeks staring at the AUSTRAC guidance trying to work out where to start. Tranche had our Part A and Part B done in an afternoon — and the clause provenance panel meant our principal could actually understand what the document said.
Sarah K.
Principal Lawyer · Conveyancing Practice · Melbourne
Common questions from conveyancers
Does this slow down settlement?
No. Source of funds analysis and identity verification typically complete in minutes, not days — well inside a normal settlement window. Nothing in the workflow blocks or delays exchange or settlement itself.
Does this duplicate my trust account audit?
No. Your state-based trust account audit is a separate, existing obligation. Tranche documents AML/CTF-specific trust account monitoring inside your program — additive, not a second overlapping compliance regime.
Who actually pays for this?
The subscription covers your compliance program and platform access. Per-matter source of funds and KYC checks are typically recovered from the buyer at settlement as a standard disbursement, the same way search and transfer fees are — so most practices see no net cost.