Tranche 2 compliance.Streamlined.
Generate your AML/CTF Program, run forensic Source of Funds checks, and stay audit-ready year-round — built to work alongside the identity check your firm already runs, not replace it.
Not sure where you stand? Take the free 2-minute risk checkSits alongside the systems you already run.
Tranche can also act as a compliance layer on top of whatever system your firm already uses — nothing to migrate, nothing to rip out, and no change to how you manage matters day to day. Don't have one yet? Tranche works just as well standalone.
Talk to us about your setupRuns as a layer, not a replacement
Your practice management or case management system stays exactly as it is. Tranche adds the AML/CTF documentation, evidence trail, and audit record on top of it.
Custom integration, on request
For firms that want a closer connection between the two, we scope bespoke integration work directly with your team — get in touch and we'll talk through what's realistic for your systems.
Nothing to migrate to get started
There's no export, import, or data migration required. Most firms are running Tranche alongside their current tools within a day.
Compliance is becoming operational.
Tranche 2 businesses are expected to document, monitor and prove their AML/CTF compliance — not just create a policy once.
Risk assessment
Document and regularly review business-wide AML/CTF risk factors
Customer due diligence
Verify client identity and assess source of funds for each matter
Ongoing monitoring
Track transaction patterns and review obligation status year-round
Record keeping
Retain all compliance records for 7 years per AUSTRAC requirements
Reporting
Submit suspicious matter and threshold transaction reports promptly
Under the AML/CTF Act 2006 as amended · Effective 1 July 2026 — applies from the first client engagement, not just when a transaction occurs.
Run compliance as a workflow.
Set up your AML/CTF programme
Answer guided questions about your firm. Generate your Part A and Part B Program Manual — structured, referenced, and ready to sign.
Assess business risk
A deterministic risk engine maps your firm profile to AUSTRAC's risk categories. Every score is traceable and reviewable.
Onboard and verify customers
Send clients a verification link by email. Document and liveness checks are completed on their phone. Records are retained automatically.
Monitor ongoing obligations
Training records, suspicious matter decisions, review cycles, and ongoing monitoring — including enhanced due diligence escalations — are tracked in one place. Know what needs attention before it lapses.
Generate audit-ready records
Every compliance action produces a timestamped, immutable record. Source of Wealth analyses export as signed artefacts for your client file.
What AUSTRAC will see
Every element AUSTRAC expects during an audit:
- AML/CTF Program Manual — Part A and Part B, signed and dated
- Clause provenance mapped to the AML/CTF Rules
- Client identity records retained for the AUSTRAC-mandated 7 years
- Training, SMR decisions, and annual reviews — evidenced year-round
Two integrated modules. One compliance workspace.
Your compliance programme, structured and signed.
A guided five-step wizard produces your AUSTRAC-required AML/CTF Program Manual. Every clause is referenced to the underlying Rules and traceable to your firm's specific risk profile.
- Part A and Part B — complete
- Clause provenance referenced to AML/CTF Rules
- Immutable version history for audit
Know your customers. Evidence your diligence.
Client verification, Source of Wealth analysis, and ongoing monitoring records — structured in one workspace. Every action is evidenced and retained per AUSTRAC requirements.
- Document and liveness identity checks, layered with government-record matching
- Company registry lookup and beneficial-owner identification for entity clients
- Automatic AML, PEP, and sanctions screening
- Bank statement forensics with lump-sum detection
Know where your compliance programme stands.
Track readiness
See exactly what is complete and what needs attention.
Identify gaps
Spot missing documentation before an AUSTRAC review.
Prioritise actions
Your next compliance obligation, always surfaced clearly.
One structured workspace, not four disconnected tools.
Tranche replaces fragmented spreadsheets, static templates and manual reminders with one structured compliance workspace.
| Capability | Tranche | Spreadsheets | Templates | Manual process |
|---|---|---|---|---|
| Guided programme setup | Partial | |||
| Customer risk records | Manual | Manual | ||
| Ongoing monitoring | Manual | |||
| Evidence trail | Manual | |||
| Reporting readiness | Partial | Manual | ||
| Australian Tranche 2 focus | Partial |
Most identity checks — including the free tools already built into many practice-management platforms — confirm who someone is and stop there. They produce no AML/CTF documentation, no forensic Source of Funds evidence, and have no knowledge of AUSTRAC's Tranche 2 requirements.
Every Tranche 2 entity covered
Law firms & solicitors
Client due diligence, matter-based source of funds analysis, and ongoing oversight documentation for law firms and solicitors handling property, commercial, and trust matters.
Learn moreConveyancers
Purpose-built for residential conveyancing practices. Verify purchaser identity and source of funds on every settlement — recovered as a standard disbursement.
Learn moreReal estate agents
Covers landlord and tenant due diligence for sales and leasing. A compliance program your principal can sign and file under the AML/CTF Act.
Learn moreTrusted by Australian firms navigating Tranche 2
We spent weeks staring at the AUSTRAC guidance trying to work out where to start. Tranche had our Part A and Part B done in an afternoon — and the clause provenance panel meant our principal could actually understand what the document said.
Sarah K.
Principal Lawyer · Conveyancing Practice · Melbourne
The bank statement forensics alone are worth it. Our previous process was someone manually scrolling a PDF. Now we have a signed audit artefact in minutes, with a math tie-out and tamper detection that we can put in the client file.
James R.
MLRO & Partner · Commercial Law Firm · Sydney
Everything you need to know
The program manual is structured directly against AUSTRAC's AML/CTF Rules and its published guidance for Tranche 2 entities. Each clause includes a provenance reference to the underlying rule. AUSTRAC does not pre-approve documents — the obligation is yours to maintain a program that meets the Rules. Tranche gives you a defensible starting point and the tools to maintain it.
Most firms complete the five-step wizard in under 30 minutes. You can save progress at any step and return later — your answers are preserved. The PDF is generated immediately once you reach the review step.
No. The wizard is designed for firm principals and MLROs with no prior AML experience. Each question includes contextual guidance. If you know your firm's services, client base, and risk appetite, you have everything you need.
All data is stored in Australian data centres (Supabase Sydney region), encrypted at rest with AES-256, and transmitted over TLS. Bank statement data is processed and then accessible only to your firm. Records are retained per AUSTRAC's 7-year requirement and purged automatically at expiry.
Founding member pricing starts at $79/month, locked for 12 months. No lock-in — cancel anytime. Client verification and source of funds checks are recovered as standard disbursements at settlement, so there's no net cost to your firm per matter.
No. Tranche automates the production of your mandatory AML/CTF Program document and compliance workflows — it is not a law firm and does not provide legal advice. For complex risk scenarios or regulatory interpretation, you should consult an AML specialist. Tranche gives you a structured, defensible starting point that most firms can use without specialist involvement.
AUSTRAC hasn't signalled a grace period for firms enrolling after 1 July 2026, and enrolment is a separate obligation from your AML/CTF Program — both are required regardless of when you start. Enrol with AUSTRAC first if you haven't already, then Tranche's dashboard tracks your enrolment status against the deadline and walks you through the remaining setup — MLRO appointment, risk assessment, and your Part A and Part B Program Manual — so you're not starting from a blank page while you catch up.
Tranche is designed to run alongside whatever system you already use for case or practice management — there's nothing to migrate, and no change to how you manage matters day to day. For firms that want a closer connection between the two, we offer custom integration work scoped to your specific systems and workflow — get in touch and we'll talk through what's realistic for your firm.
The Tranche 2 reforms are now in effect.
If matters are still moving through settlement on inconsistent, ad hoc CDD, close the gap with a documented Program Manual, risk assessment, and a compliance workspace built for Australian businesses.