No. It gives your consultant a structured programme to review rather than a blank page. Many firms use Tranche to prepare for their consultant engagement, reducing billable review time significantly.

The platform tracks your annual review cycle, training completion, and SMR decisions — so your firm has an evidenced compliance posture, not just a document. AUSTRAC requires ongoing maintenance, not a one-off filing.

No. Tranche generates structured compliance documentation based on your firm's profile. All generated documents should be reviewed by a qualified AML/CTF compliance professional before relying on them for AUSTRAC registration.

Yes. All data is encrypted at rest and in transit. Bank statement data is automatically deleted after 7 years in accordance with AUSTRAC record-keeping requirements.

Your card is charged automatically when the 14-day trial ends. If you cancel before then, you won't be billed. After cancellation, your account moves to read-only — you can still view previous reports but cannot create new ones.

Because the comparison is not other software. It is the $3,000–$15,000 compliance engagement you would otherwise need. Tranche generates that output, maintains it year-round, and costs less than two hours of a compliance lawyer's time per month.

Source of funds analyses are included at no additional cost on all plans — the MLRO manual review workflow has no per-report fee. Each plan includes a monthly verification budget (A$120/month on Starter, A$300/month on Professional) that covers identity checks, document verification (DVS), and company lookups (KYB) at cost — see the pricing cards above for the exact per-check rates. AML/PEP screening is always Tranche absorbed, never billed to your clients: Starter includes 20 free screenings per month, after which each additional screening draws $1 from the verification budget above; Professional includes unlimited free screenings. Most firms recover DVS/KYB costs as part of a standard conveyancing disbursement at settlement, so there is no net cost to the practice. If your included budget runs out in a given month, you can buy a top-up at any time. Compliance manual regenerations beyond the Starter plan's 3/year included are charged at $3.50 each.

Yes. Your AML/CTF Program Manual is available as a PDF download immediately after generation, and can be re-downloaded at any time from your dashboard. Professional plan subscribers can also export a Word (.docx) version for editing or internal distribution. Every downloaded version is timestamped and archived as an immutable audit snapshot.

Yes. All plans include multi-user firm access — Starter supports up to 3 team members, Professional is unlimited. All team members share the same firm compliance data — the same AML program, client verifications, and source of funds analyses. Admins can invite colleagues via Settings Team. Each team member gets their own login; no shared passwords.

Tranche accounts are firm-scoped — each firm has its own isolated environment. If you are a compliance consultant supporting multiple clients, your clients would each hold their own Tranche account and grant you access as a reviewer. This preserves data separation while allowing you to work efficiently across engagements. Contact us to discuss how this fits your practice.

A free or low-cost identity check — including the ones built into many practice-management platforms — covers one input into your AML/CTF Program: confirming who your client is. It doesn't generate a documented, risk-assessed compliance manual, run forensic Source of Funds analysis, or maintain the ongoing training, review, and audit-trail records AUSTRAC expects a Tranche 2 entity to hold. Tranche is built to sit alongside the identity check you already run, covering that full scope for the price of routine software — not a compliance engagement.

Your founding rate is locked for 12 months from the date you subscribe, independent of when standard pricing takes effect for new sign-ups. After your 12-month lock ends, your subscription renews at the standard rate then in effect. You can check your exact renewal date any time from your billing portal in Settings → Billing.

No. Tranche runs on a standard monthly or annual subscription with no fixed-term contract — you are never locked into a multi-year agreement to get started. Cancel any time from your billing settings; your account moves to read-only rather than losing access, so you can still view and download your existing compliance manual, source of funds reports, and client records.

No. Every plan's price and inclusions are published on this page. Enter your details and start your 14-day trial immediately — there is no sales process gating access to a quote.